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Consolidating multiple car loans into one

The Annual Percentage Rate (APR) for Fixed Rate Accounts is set from time to time and is guaranteed for the term selected.Interest is calculated monthly and compounded semi-annually, not in advance.Effective Date Interest Rate % % % % % % Manulife One Term Manulife One Base Rate1 % % % % % Variable Rate Sub-Account Terms1 5 Year Open Fixed Rate Sub-Account Terms2 6 month Closed % 1 Year Open % 1 Year Closed % % % % % 2 Year Closed % % % % % 3 Year Closed % % % % % 4 Year Closed % % % % % 5 Year Closed % % % % % 7 Year Closed % % % % % 10 Year closed % % % % % Interest rate for positive balances3 % 1 Interest is compounded monthly, not in advance.2 As at today’s date interest is compounded semi-annually, not in advance.Interest is compounded semi-annually, not in advance. Variable Rate Terms *APR [%] 5 Year Closed (Manulife Bank Prime) % 5 Year Open (Manulife Bank Prime plus 0.80%) % Interest rates above may not be available to all borrowers. Variable Rates change with Manulife Bank Prime rate and is subject to change without notice. Investment Loans Loan Type Less than 0,000 0,000 or Greater P&I payments 100% Financed Loans % % % Multiplier Loans % % % RRSP Loans Standard RRSP Loans % Lines of Credit Access Line of Credit/Plus % Accounts no longer offered for sale Founding Members Account % Manuplus - ,999.99 % ,000 - ,999.99 % ,000 - ,999.99 % ,000 - ,999.99 % ,000 - ,999.99 % 0,000 % Interest is calculated on the closing daily balance and paid monthly. All rates are annual rates unless otherwise stated and are subject to change without notice This page created Advantage Account and Founding Members Account Interest is calculated on the closing daily balance and paid monthly.Fixed Rate Terms *APR [%] 6 month closed % 1 Year Open % 1 Year Closed % 2 Year Closed % 3 Year Closed % 4 Year Closed % 5 Year Closed % 7 Year Closed % 10 Year Closed % Interest rates above may not be available to all borrowers. Preferred Rate Mortgage Term *APR [%] 6 Months Closed % 1 Year Closed % 1 Year Open % 2 Year Closed % 3 Year Closed % 4 Year Closed % 5 Year Closed % 7 Year Closed % 10 Year Closed % Interest is compounded semi-annually, not in advance. Business Advantage Account Interest is calculated on the closing daily balance and paid monthly. For a low monthly fee of .95 (.95 for seniors age 60 and over), you get unlimited: The monthly fee will be waived when there is a positive balance of ,000 or more across the account at the end of each month.Fees are subject to change with at least 30 days of prior written notice.

Interest rates as at Deposit Accounts Advantage Account % Business Advantage Account % Tax-Free Advantage Account % Registered Advantage Account % $US Advantage Account % $US Business Advantage Account % Interest is calculated on the closing daily balance and paid monthly.

When the main account is in a negative balance, interest is compounded monthly, not in advance.

Variable Rate Sub-Account Terms *APR [%] 5 Year Open Manulife One Base Rate (3.20%) plus/minus 0.00% % Interest is compounded monthly, not in advance.

Clients who have chosen not to receive paper statements can find any changes posted online.

All fees presented on a per item basis, unless otherwise stated. Fiserv EFT is the owner of THE EXCHANGE® trade mark and its associated rights.

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Consolidating multiple car loans into one introduction

Consolidating multiple car loans into one